Last Updated on Monday, 26 November 2012 11:11
Travel insurance is a strict requirment of your Marmot Tours holiday, and we would encourage you to buy the best and most comprehensive travel insurance policy available, to cover you for your holiday in France. If you can not prove that you have an adequate insurance policy at the start of the trip then unfortunately you will not be allowed to participate in the activity.
We would advise you to take out insurance at the time of your booking your holiday with us so that you can recover the cost of your holiday should you need to cancel due to accident/injury or a change in circumstances, before the trip starts.
There is no need to send us a copy of your policy - you will be sent a health/insurance form prior to your holiday, to complete and then bring out with you, that asks for the name of your insurance company, the policy number and the contact/claims phoneline number.
Our strict policy regarding insurance is only for your benefit as clients, not for us!
- Your policy needs to cover your chosen Marmot Tours activity eg cycle touring, XC skiing, snowshoeing, walking etc. Insurance companies can be a bit vague so do make sure you double check as you don't want to find out too late that you are not covered. If you need a company that recognises snowshoeing then you could look at Snowcard (external website), which covers snowsheoing under their activity level 2.
- Our prime requirement for your cover is that your insurance needs to cover medical expenses and repatriation. UK citizens also need to bring along a European Health Insurance Card which offers you the same state medical assistance that the French government provide French nationals, but it is no replacement for travel insurance. Your EHIC does not cover you for non emergency treatment, transportation to the hospital or repatriation so your insurance policy needs to cover these.
- Its not compulsory but we would suggest that you choose a policy that covers the cancellation or curtailment of your holiday due to unforeseen circumstances such as illness, bereavement, injury or call for jury. For our road cycling challenges in particular, where you may injure yourself during your training program, it is well worth arranging your policy at the time that you book your holiday.
- Also not compulsory, but you may want your travel insurance policy to cover you for damage, loss or theft of personal belongings and sports equipment, specifically bikes or skis in our case.
It is worth shopping around for the best travel insurance policy. Rather than us advising you on which companies are good or bad (as we simply don’t know!) here is a link to the Travel Insurance Guide (external website) which provides unbiased reviews of insurance providers written by the general public who have used the providers.
NB: We will ask you to bring with you your policy number and the contact number for the insurance company so that we can set up a dossier for you with them, should the need arise. We don't need to see your policy in advance of the trip, and you don't need to bring all the paperwork with you for our needs - just the numbers mentioned before.